NEW TO MEDICARE Presentation

June 27th: 10:30 AM in the Auditorium

Are you new to Medicare, or will you be soon? Or do you want to learn more about basics of Medicare? Consider attending the upcoming sessions offered by the ARC  Senior Health Insurance Program (SHIP) Medicare Counselors on June 27th at 10:30 AM.  Register for this program by calling ARC at 888-9099. When calling, press 1 for the front desk to make your reservation! You do not need to be an ARC member to attend. We will cover the basic concepts listed below, followed by an opportunity for questions: Medicare Part A & B, the costs and benefits, enrollment steps, deadlines not to miss, what Medicare covers and does not cover and an overview of secondary insurance.  Part D not covered in depth.

About SHIP

​SHIP counselors are trained, certified, and experienced in offering one-on-one information for all aspects of Medicare, health insurance and drug plans. A program of ARC, SHIP provides assistance, explanations, and plan comparisons. There is never a cost, sales, or any insurance affiliations.

SHIP is especially helpful for those new to Medicare who are trying to navigate the system and meet deadlines or to anyone wanting to lower current insurance costs and understand options. Help is available by individual appointment at various times each month.  Call ARC at 309-888-9099, and a counselor will return your call to set an appointment.

Walk-in hours are available on the 2nd Thursday and 4th Monday of each month ONLY. Walk-ins start at 1 PM with no appointment needed. First come, first served. SHIP is a program of the Illinois Department on Aging.

PDF-viewing capability required

*See calendars for program dates & times*

Phone: 309-888-9099


senior health insurance program offerings

Medicare Q & A

Higher Income Medicare Part B (and D) Premiums

Question: It came as a surprise when I signed up for Part B and received a letter indicating my monthly premium was higher than the standard premium of $135.50 for those who are new to Medicare Part B in 2019. Why did this happen?

Answer: This additional charge is based on your federal adjusted gross income filed 2 years ago. If your income level is more than $85,000 for a single or more than $170,000 for a married couple, your Part B premium will be surcharged. Every year your income is reviewed and your surcharge could go down, stay the same, or go up depending on your income and the criteria.

Dental Coverage Question: Will Medicare provide any dental coverage?

Answer: Regular Medicare normally does not pay for dental services. However, in certain situations coverage could apply.

· Emergency complicated dental procedure in relation to major surgery.

· Extractions of teeth to prepare the jaw for radiation treatment of neoplastic disease.

Should you choose Medicare Advantage, some plans provide limited coverage for routine exams, dental cleanings and X-rays. You would need to check your plan for these coverages.

Disclaimer: The questions and answers in this article are intended to provide additional understanding on relevant Medicare topics. For additional explanations specific to your situation, please call ARC and request that a SHIP counselor contact you. You may also utilize SHIP walk-in hours on the 2nd Thursday and 4th Monday @1:00.

​​​​​Hours of Operation

6:30 AM - 7:00 PM, Mon. - Thurs. 

​6:30 AM - 4:00 PM, Fri.

8:00 AM - Noon, Sat.